Finance Options
EBike Finance Options
Best Option: Green Loans from Your Bank
If you already have a home loan or residential investment loan with one of the following banks, these are the most cost-effective finance options:
ANZ – Good Energy Home Loan
- 1% interest fixed for 3 years
- Use to finance energy-efficient purchases (including e-bikes)
BNZ – Green Home Loan Top-Up
- 1% interest fixed for 3 years
- Available as a top-up on an existing home loan
Tip: Apply directly through your online banking portal or by visiting a branch. Take your Southland Ebike invoice with you.
Alternative Option: Laybuy (Interest-Free)
If bank finance isn’t right for you, we also offer a Laybuy plan directly through Southland Ebikes:
- Pay over 8 weeks
- No interest
- Pay at your own pace
- Pick up your bike once fully paid
- Full refund with no penalties if you change your mind
- We’ll store your bike safely until you’re ready
Important Information & Disclaimer
Please note:
- All bank loan options (including ANZ, BNZ, and Westpac) are subject to the individual bank’s lending criteria, terms, and approval process.
- Interest rates, eligibility requirements, and loan structures may change without notice. We recommend contacting your bank directly or visiting their official websites for the most up-to-date information.
- Southlands Ebikes does not provide financial advice or act as a lender. We simply share options that may be available to help you make informed decisions.
- For Laybuy purchases made directly through Southland Ebikes, bikes are held in secure storage until full payment is received. No interest is charged, and you may cancel at any time for a full refund.
- Approval for any finance or loan option is not guaranteed and is at the discretion of the relevant finance provider.
If you have any questions, feel free to contact us — we're happy to guide you through the process.